Pricing
Plans that grow with how you manage money
Start on Basic for encrypted day-to-day tracking. Plus adds goals, tax, and Wel AI. Max unlocks analytics and higher Wel AI limits.
Basic
Start tracking
₹29/mo after 3 months free · or ₹499 forever
Everything you need to organize day-to-day money in one encrypted workspace.
- Expenses, income, investments, loans & lendings
- Assets and monthly budget
- Dashboard with wealth insights
- Encrypted finance data
- Privacy mode for on-screen amounts
Most popular
Plus
Plan with intent
₹499 once = lifetime Basic + ₹49/mo Plus
Add goals, tax clarity, and Wel AI that knows your numbers.
- Everything in Basic
- Goals with SIP gap & progress tracking
- Tax planner with capital gains
- Wel AI — 5 chats / month
- Up to 10 messages per Wel AI chat
Best for power users
Max
See the full picture
₹499 once = lifetime Basic + ₹99/mo Max
Deeper analytics and roomier Wel AI limits for serious money decisions.
- Everything in Plus
- Analytics dashboards & trends
- Wel AI — 20 chats / month
- Up to 50 messages per Wel AI chat
- Priority access to new Max-only tools
Compare features
See exactly what unlocks as you move from Basic to Max.
| Feature | Basic | Plus | Max |
|---|---|---|---|
| Core finance tracking | |||
| Encrypted vault & privacy mode | |||
| Goals planner | |||
| Tax planner | |||
| Analytics | |||
| Wel AI | |||
| Wel AI chats / month | — | 5 | 20 |
| Messages / Wel AI chat | — | 10 | 50 |
FAQ
- How do I get started?
- Create a free Basic account — 3 months free. Then pay ₹29/mo or ₹499 forever, or upgrade to Plus/Max in the app.
- How do upgrades work?
- Sign in, open Plans & upgrade, and pay with Razorpay. Your package unlocks after payment verification.
- Can I keep my data if I change plans?
- Yes. Upgrading only unlocks features. Your encrypted finance records stay on your account across Basic, Plus, and Max.
- Is my data encrypted on every plan?
- Yes. Encryption, unlock sessions, and privacy mode are included on Basic, Plus, and Max.
Questions about plans?
Create a Basic account for a 3 months free trial, then upgrade with Razorpay inside the app.